Uninsured Motorist Lawyer in Long Beach
Injured by an uninsured motorist? You have a right to compensation.
There are a great number of uninsured drivers sharing the streets and freeways
in the Long Beach area. In fact, in the state, the statistics related
to accidents are shocking. It is estimated that almost 1 out of every
4 drivers in the state are uninsured or underinsured, while
15 percent of accidents are caused by uninsured motorists. There is an uninsured motorist law that insurance companies must offer
coverage to protect against an injury accidents with an uninsured motorist.
Not only you, but certain family members are also covered if you have
this type of insurance. Your own insurance policy must be accessed to
recover damages after suffering an injury in an accident caused by an
uninsured motorist. Any person riding with you in your car at the time
of the accident, or has been given permission to operate your vehicle
is also covered by your policy.
Most drivers in Long Beach recognize the dangers regarding the high numbers
of uninsured motorists, and have made arrangements to be covered in the
event of an accident. At Overett Group, we can help you to understand
your policy and what could be recovered in compensation. The amounts will
vary, based upon your level of coverage, but do not listen to the insurance
company about this fact. Even your own insurance company that you have
paid dutifully, month after month for years, could give you wrong information
or try to get you to accept less than you are due under the terms of your policy.
Uninsured Drivers and Injury Accident Claims: Your Own Insurance Policy
Your car insurance policy allows for medical payments in the event of a
car accident. This covers the medical bills incurred due to the injuries you or your
passengers suffered. Each person injured in the accident can access the
full amount of your coverage. For example, if you have $25,000 in uninsured
motorist coverage, each person injured can access the full $25,000 for
medical bills. This is a special form of coverage in your policy. There
are other forms of coverage that you likely have in your policy, including
coverage to protect you from an uninsured motorist. Your insurance company
is regulated by the state and must have offered you both forms of insurance.
This coverage can also be accessed to the limit for each injured person
in your vehicle. It is important to carry this form of coverage, beyond
what you may have for health insurance, as in a serious car accident,
the costs can range as high as $500,000 in the first year alone.
Representation Against Bad Faith Insurance
Your own insurance company could be making it difficult for you to get
the payments you deserve. We know this because we have had to resolve
this type of claim on many occasions. Why do they make it so difficult?
The answer is simple: they do not want to pay you the maximum you are
due under your policy. If there is a real dispute, the matter is settled
in binding arbitration, under state law. This is much like a trial, but
the matter is decided by an arbitrator. We know how to present a case
in this situation and how to present all supporting documentation and
evidence to increase the chances of a fair settlement.
We have a 100% success rate, so you can't go wrong by contacting our
firm if you have been injured by an uninsured driver. We will take all
the necessary steps to protect your right to the full compensation you
are due under the terms of your policy.
Contact our Long Beach accident attorney for any injury claims related to an uninsured driver. We will protect
your right to the compensation you are due under the terms of your policy.