How Long Does a Car Accident Claim Take?

Our Long Beach Personal Injury Attorney Can Guide You

Insurance companies like to boast that filing a claim with them is quick, easy, and painless. What they don't inform you in their friendly advertising is that claim resolution depends on a variety of factors. What type of claim, who is determined liable, and the damages involved all affect the length of time it takes to reach a car accident settlement.

At the Overett Group, we have more than a decade of experience assisting our car accident clients in their insurance claims. Our Long Beach personal injury lawyer can advise you with dealing with the insurance companies involved in your accident, including which type of claim to file and what information to provide. If the insurance company offers an inadequate settlement, our firm can aggressively fight to maximize your compensation.

Type of Claim Affects Resolution Time

Insurance claims can take anywhere from a couple of days to years to resolve, depending on the type of claim filed. Types of auto insurance claims that can be filed include:

  • Roadside assistance claims: Claims for reimbursement of roadside assistance such as towing or emergency gasoline usually take about one to two weeks.
  • Glass claims: These are usually the quickest claim turn around. Many insurance companies employ mobile auto glass companies that came come to you and repair your vehicle in a matter of days.
  • Physical damage claims: This type of claim depends on the nature of the damage, who is accepting liability, and the complexity of the repair. An insurance adjuster should contact you within one to three days. Undisputed claims usually take a week or two to finalize.
  • Medical claims: Physical injury claims take the longest. The extent of the injuries, what remedies are necessary, and who is liable affect the length of time they take to resolve. Usually, medical claims are not completed until all treatment is concluded.

Liability Disputes Take Time

If there is no conflict regarding who is at fault in a car accident, claim resolution can happen relatively swiftly. Regardless if the claim is with your own insurance company (first-party claim) or with another's (third party claim), disputes concerning who is liable and to what degree may take additional time to settle.

California is a pure comparative negligence state. This means that car accident liability is not necessarily all or nothing. The degree to which a party is deemed liable affect the amount of compensation. For instance, if one party is determined to have 10% of the blame in the accident, he or she will be responsible for covering 10% of the damages cost.

The Overett Group is Prepared to Take Swift Action

Insurance companies have a financial incentive to deny or underpay their claims and will often pressure claimants to quickly settle. The Overett Group wants you to know you do not have to accept inadequate reimbursement from any insurance company. If their offer is not sufficient to cover your damages and loss, our Long Beach personal injury lawyer may be able to act swiftly and assertively to get your fair compensation. We have a 100% success rate getting our clients the insurance settlements they deserve.

Don't accept an unfair conclusion to your car accident claim!

Contact us today to schedule your free case evaluation!